Frequently Asked Questions

You can finance tractors, planters, harvesters, irrigation equipment, post-harvest technologies (like silos), value addition machinery, and agricultural transport vehicles.

Up to 75% of the asset cost, depending on the project’s viability.

Up to 1 year, payable in installments based on your cash flow.

To fund long-term agricultural infrastructure such as irrigation schemes, storage facilities, processing plants, and marketing centers.

Between 1 and 15 years, depending on the project.

Smallholder farmers, SMEs, cooperatives, livestock keepers, and agribusiness aggregators.

To finance seasonal activities such as land preparation, purchase of seeds and fertilizers, livestock feed, and harvesting operations.

Smallholder farmers: 8–12% and - Medium/large-scale farmers: 13–15%

1–3 years.

Non-life insurance premiums such as asset insurance, agricultural insurance, motor vehicle insurance, and credit life insurance.

Usually up to 10 months, with a maximum of 12 months in special cases.

Any agricultural value chain player with insurance premium obligations.

Import/export finance, pre- and post-shipment finance, invoice discounting, letters of credit, and structured commodity finance.

5–15 years, depending on the facility.

Ranges from 8% to 15% per annum.

A guarantee scheme where TADB shares the credit risk of loans given by partner banks to smallholder farmers, helping them access financing without full collateral.

Farm inputs, machinery, irrigation equipment, breeding stock, and other farm infrastructure.

It depends on the terms agreed between TADB and the participating bank.