Project Financing

This is the long-term financing of infrastructure and industrial projects based upon the projected cash flows of the project and Past Financial Statements of the sponsor.

It is intended to nance agricultural value chain infrastructure requirements such as building irrigation schemes, modern storage warehouses, marketing centers and other agriculture infrastructure loan requirements for building and strengthening agriculture value chains. The loan is payable depending on the repayment plan, project cash ow, and based on loan category i.e. short term loan, medium term loan or long term loan. Repayment of the loan is in installments and based on the payback period.

 

PURPOSE OF THE LOAN

To finance Pre & Post harvest activities (i.e. farm preparation, purchase of inputs, maintenance & harvesting), Purchase of Animals (i.e. livestock, poultry, fish fingerlings.)

TARGET MARKET

SHF’s, Organisations, SME’s, livestock keepers, Aggregators, Fishing organization.

LOAN AMOUNT

Loan amount for term loan should not exceed 75% of the project costs.

Note: All term loans to be based on the viability of the project finance business proposal from the borrowers

REPAYMENT TERMS

To be paid in instalments(monthly, quarterly or semi-annually) inclusive principle and interest based on cashow realization

GRACE PERIOD

Maximum 2 years

TIME DURATION

1-15 years