The product is an individual or portfolio guarantee administered by TADB for agriculture loans extended to smallholder farmers by participating banks. The guarantee strives to mitigate the credit risk of underlying loans extended to agricultural sector. This product will unlock the challenge of low financing (Individuals, SMEs and entities) in the agriculture sector due inadequate collateral and other financial institutions to lend to small holder farmers groups. As a result these loan beneficiaries will be able to acquire farm implements, farm inputs (improved seeds, breeding stock, fertilizers and agrochemicals), irrigation equipment and other farm infrastructures, thereby transforming the sector and increasing its contribution towards economic growth.