BUSINESS PRODUCTS
Playing a leading role in agriculture transformation through value chain financing.
AGRI TRANSFORMATION
Agricultural transformation journey towards economic growth, food security and poverty reduction.
Infrastructure Development
To improve productivity in the agriculture sector by supporting infrastructure development projects.
Financial Catalyst
Play a leading role to catalyse other banks and financial institutions to participate actively in financing of agriculture value chains;
Financial Inclusion
Mobilize financial resources for affordable agricultural financing and enhancing financial inclusion to subsistence and smallholder farmers;
ASSET FINANCING
Financing purchase of assets for facilitating agriculture mechanization.
PURPOSE OF THE LOAN
To fnance purchase of agricultural assets like Purchase of tractors, planters, harvesters, equipment’s & machinery, Purchase of Post-harvest management technology (Silos, Purchase of vehicles / trucks, Irrigation equipment(Sprinklers, Drip irrigation kits, pivot systems), Purchase of fishing boats and equipment’s.
TARGET MARKET
AMCOS, Cooperatives , Unions, SME’s.
LOAN AMOUNT
not more than 75% of the asset costs.
DURATION
Maximum 1 year
REPAYMENT TERMS
To be paid in installments based on the payback period.
HOW TO APPLY
The loan is payable depending on the repayment plan, project cash flow, and based on loan category i.e. short term loan,medium term loan or long term loan.
Eligibility
Check if you have met the eligibility conditions for a new or additional application by evaluating yourself on our online Credit Score Calculator
Application
If you have met the eligibility conditions for a new or additional application please submit your application physically via our zonal offices located Here or electronically via our online Application Form
For more information and clarifications; Please call us direct via 0800 110 120 free or download the brochure .
Project Financing
This is the long-term financing of infrastructure and industrial projects.
PURPOSE OF THE LOAN
To finance Pre & Post harvest activities (i.e. farm preparation, purchase of inputs, maintenance & harvesting), Purchase of Animals (i.e. livestock, poultry, fish fingerlings).
TARGET MARKET
SHF’s, Organisations, SME’s, livestock keepers, Aggregators, Fishing organization
LOAN AMOUNT
not more than 75% of the asset costs.
LOAN DURATION & GRACE PERIOD
1-15 years and maximum 2 years of grace period
REPAYMENT TERMS
To be pain in installments (monthly, quarterly or semi-annually) based on payback period
HOW TO APPLY
The loan is payable depending on the repayment plan, project cash flow, and based on loan category i.e. short term loan,medium term loan or long term loan.
Eligibility
Check if you have met the eligibility conditions for a new or additional application by evaluating yourself on our online Credit Score Calculator
Application
If you have met the eligibility conditions for a new or additional application please submit your application physically via our zonal offices located Here or electronically via our online Application Form
For more information and clarifications; Please call us direct via 0800 110 120 free or download the brochure .
Season Financing
This is a monetary loan to serve as a working capital
PURPOSE OF THE LOAN
To finance as a working capital for acquiring income producing assets (machinery, equipment, and inventory) that generate the cash flows for repayment of the loan.
TARGET MARKET
SHF’s, Organisations, SME’s, livestock keepers, Aggregators, Fishing organization
LOAN AMOUNT
not more than 75% of the project.
LOAN DURATION & INTEREST RATE
1- 3 years and a rate of maximum 15% (Negotiable)
REPAYMENT TERMS
To be pain in installments (monthly, quarterly or semi-annually) based on payback period
HOW TO APPLY
The loan is payable depending on the repayment plan, project cash flow, and based on loan category i.e. short term loan,medium term loan or long term loan.
Eligibility
Check if you have met the eligibility conditions for a new or additional application by evaluating yourself on our online Credit Score Calculator
Application
If you have met the eligibility conditions for a new or additional application please submit your application physically via our zonal offices located Here or electronically via our online Application Form
For more information and clarifications; Please call us direct via 0800 110 120 free or download the brochure .
Small holder farmers Credit Guarantee Scheme
Enabling small holder farmers to access financial support from commercial & community banks
PURPOSE OF THE SCHEME
To encourage other banks improve access to lending smallholder farmers who are facing challenges to access finance from the financial sector hence adopt modern farming techniques to create employment, promote food security and transform operations from subsistence to commercial farming.
TARGET MARKET
Smallholder farmers, farmers groups and SME’s directly linked to smallholder farmers.
LOAN AMOUNT
Agreed upon between TADB and the eligible Bank.
LOAN DURATION & INTEREST RATE
Depends on the terms set by participating bank.
HOW TO APPLY
This product will unlock the challenge of low financing (Individuals, SMEs and entities) in the agriculture sector to lend to small holder farmers groups.
Eligibility
Check if you have met the eligibility conditions for a new or additional application by evaluating yourself on our online Credit Score Calculator
Application
If you have met the eligibility conditions for a new or additional application please submit your application physically via our zonal offices located Here or electronically via our online Application Form
For more information and clarifications; Please call us direct via 0800 110 120 free or download the brochure .